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Investor Mindset & Financial Education

Investor Mindset: Five Rules That Survive a Bad Decade

The investor mindset that shows up in money is a set of decisions made before the bad year: automatic contributions, a written rebalancing rule, a loss limit set in advance and a buy-back rule for anything you sell. In our 1988–2026 simulation, pausing contributions during falls cost 3.7% of the final sum; selling at −20% and waiting for the old high cost 54.7%.