Latest analysis

Alternative Assets & Financial Technology

Initial Coin Offerings (ICOs): What They Were and How They Ended

An ICO raised capital by selling tokens directly to the public rather than equity through an underwriter, removing intermediaries and geographic limits. That same absence of intermediaries removed the disclosure, custody and vetting that regulated fundraising provides, which is why the format produced a handful of working projects and a large body of enforcement cases.

Investment Strategies & Instruments

Artificial Intelligence ETFs: What’s Actually Inside Them

AI ETFs offer diversified exposure to the artificial intelligence build-out without having to pick individual winners. The category splits between broad technology funds with an AI tilt, semiconductor and infrastructure funds, and narrow thematic products. The label matters far less than the holdings: many funds marketed on AI hold the same large-cap names.

Investor Mindset & Financial Education

Investor Mindset: Five Rules That Survive a Bad Decade

The investor mindset that shows up in money is a set of decisions made before the bad year: automatic contributions, a written rebalancing rule, a loss limit set in advance and a buy-back rule for anything you sell. In our 1988–2026 simulation, pausing contributions during falls cost 3.7% of the final sum; selling at −20% and waiting for the old high cost 54.7%.