Free tool · 10 questions · 3 minutes · nothing is stored

What Type of Investor Are You? Risk Profile Quiz

Your profile is the lowest of three limits, not the highest risk you would accept: how long until you need the money, how much loss your finances can absorb, and how much volatility you can live with. Two questions act as ceilings; eight are scored. The tightest constraint wins, and the result tells you which one it was.

0 / 10 answered

The two ceilings

These do not add to a score. Each one places a cap on the result that nothing else can lift.

Gate 1 · Time horizon When do you realistically expect to need this specific money?
Gate 2 · What this money is for What is your actual objective for it?

Part A · Risk capacity

What your finances can absorb, regardless of how you feel about it.

Question 1 · Age How old are you?
Question 2 · Income stability How would you describe your monthly income?
Question 3 · Dependents Who depends on your income?
Question 4 · Concentration What share of your total net worth, including property and savings, does this money represent?

Part B · Risk tolerance

What you can live with without changing your mind at the worst moment.

Question 5 · A sharp drop Your portfolio falls 25% in a single month. What do you actually do?
Question 6 · Experience What have you actually invested in before?
Question 7 · Headline reaction You read: “Global markets fall 40% this week.” Your first reaction is…
Question 8 · What you did last time Think of a real occasion when an investment, a pension or your home fell in value. How did you behave, not how you felt?